The same tips I share on Facebook, written up properly here: first home buyer guides, refinance know-how, investor and SMSF notes, and honest takes on what's happening in the Sydney property market. No jargon, no sales pitch.
If you're in an eligible profession, many lenders waive Lenders Mortgage Insurance — borrow up to 90% with a 10% deposit and no LMI premium. Who qualifies, and what it's worth in dollars.
The Budget announced the biggest property-tax shake-up in a generation — negative gearing limited to new builds, quarantined losses, and a reworked CGT discount. What's actually proposed, and who it affects.
5%, 10% or 20% — the honest answer, plus how the Home Guarantee Scheme, LMI and stamp-duty exemptions change the number you actually need to have saved.
The #1 question before every first call answered in full — who pays the broker, why your rate isn't marked up, what clawback means, and the law that keeps a broker on your side.
Certainty vs flexibility, what break costs mean, and when a split loan is the smart middle ground.
Both cut your interest, but they work differently — and the difference matters for tax and access.
The rate gap that matters, the real switching costs, cashback traps, and the signs it's time to switch.
What it is, how long it lasts, whether it dents your credit — and why you want it before you bid.
Income, debts, expenses and the assessment buffer — plus practical ways to lift your borrowing power.
Use family equity to buy with little or no deposit and skip LMI — how it works, and the risks done honestly.
New articles drop here regularly — often the same notes I post on Facebook. Follow along so you don't miss them.
