Baulkham Hills is an established, blue-chip family suburb minutes from our Castle Hill office — big homes, good schools and a strong upgrader and investor market.
The Hills Shire · Hills District. Want current median prices for a specific Baulkham Hills address? Ask us for a free CoreLogic / APM report.
Baulkham Hills buyers are typically upgraders, downsizers and investors with solid equity. We re-benchmark existing loans, structure investment purchases cleanly and can meet face-to-face at our nearby Castle Hill office — in English or Nepali.
Instead of one bank's products, we compare 40+ lenders to find the sharper rate and the structure that actually fits your Baulkham Hills purchase.
For residential home loans the lender pays our commission — so our advice is generally free. We disclose everything in writing.
Jwala speaks Nepali and works with many in the community. Deposits, grants, borrowing power and contracts — explained clearly in your language.
As a licensed credit representative we're legally bound to recommend what's right for you — not what pays us most.
Baulkham Hills is right on our doorstep. Our office is at 33 Oakhill Drive, Castle Hill — a short drive from most of Baulkham Hills — so we can meet face-to-face for contract signing or sensitive conversations, or handle everything by phone and online if that’s easier.
Moving to a bigger family home in Baulkham Hills? We line up bridging or buy-then-sell structures so you can move on your timeline, not the bank’s.
Buying a block in Baulkham Hills and building? Land & construction is our flagship — we handle land settlement, builder contracts and staged drawdowns end-to-end.
Using equity to buy an investment? We structure the loan with a clean tax-deductible purpose from day one and target lenders that value the area well.
Whatever your situation, we likely have a lender for it — and for residential home loans, our service is free to you.
Buying a block and building in or around Baulkham Hills? Land & construction is our heart. We handle land settlement, builder contracts and staged progressive drawdowns end-to-end.
The most rule-heavy lending in Australia — bare trust, LRBA compliance, sole-purpose test. Only a handful of lenders write these properly. Popular with business owners who want their super working harder.
We handle the lending side only. For SMSF strategy and tax advice, consult your accountant or adviser.
Yes. 365 Home Loans helps buyers in Baulkham Hills and across New South Wales. We compare 40+ lenders to find the right loan, and our service is free to you — the lender pays us. You can meet by phone, video or online, and we also speak Nepali.
Yes — Jwala Aryal speaks Nepali and works with many members of the Nepali community in Baulkham Hills. We can explain deposits, grants, borrowing power and the whole loan process in Nepali. See our Nepali home loans page.
Absolutely. We guide Baulkham Hills first-home buyers through the First Home Owner Grant, stamp-duty concessions, the Home Guarantee Scheme and low-deposit (from 5%) and no-LMI options — and tell you, in dollars, what you’re actually eligible for.
Yes. For residential home loans the lender pays our commission, so our service is generally free to you. We disclose all commissions in writing, and under our Best Interests Duty we must recommend what’s right for you.
"Jwala dai guided me with clarity and patience, ensuring I understood every step and option available."
"Jwala made the whole process so smooth. He explained everything clearly, kept us updated, and found the right deal for our needs."
"Outstanding broker. Clear advice, prompt communication, excellent market knowledge. Made securing our loan hassle-free."
Book a free, obligation-free call, or send a WhatsApp. One conversation is usually all it takes to know where you stand — in English or Nepali.
