Mortgage Broker for Southern River, WA.
Southern River is a newer family suburb in Perth's south-east near Canning Vale — modern homes and estates with a strong South-Asian and Nepali community.
Southern River at a glance
City of Gosnells · South-East Perth. Want current median prices for a specific Southern River address? Ask us for a free CoreLogic / APM report.
The right loan, in your language.
Southern River buyers are families and first-home buyers into near-new homes and house-and-land. We compare 40+ lenders, map grants and low-deposit options and handle construction — in English, Nepali or Hindi.
40+ lenders, one conversation
Instead of one bank's products, we compare 40+ lenders to find the sharper rate and the structure that actually fits your Southern River purchase.
Free to you
For residential home loans the lender pays our commission — so our advice is generally free. We disclose everything in writing.
English or Nepali
Jwala speaks Nepali and Hindi, and works with many in the community. Deposits, grants, borrowing power and contracts — explained clearly in your language.
Best Interests Duty
As a licensed credit representative we're legally bound to recommend what's right for you — not what pays us most.
Simple, on your schedule.
We help Southern River buyers Australia-wide. Everything is done by phone, video and secure online upload — so being interstate makes no difference to the service or the lenders we can access.
- 100% online: phone, video and secure document upload — anywhere in Australia
- 40+ lenders: the same panel and rates wherever you are
- In your language: English, Nepali or Hindi
- Open 7 days: 6am–8pm AEST
What we help with most.
First home in Southern River
We map your real deposit, the First Home Owner Grant, stamp-duty concessions and low-deposit (5%) and no-LMI pathways for Southern River buyers.
Land & construction
Buying a block in Southern River and building? Land & construction is our flagship — we handle land settlement, builder contracts and staged drawdowns end-to-end.
Refinance in Southern River
Bought in Southern River a couple of years ago? Your equity has likely grown. We re-benchmark across 40+ lenders to capture a sharper rate and the right structure.
More ways we help Southern River borrowers.
Whatever your situation, we likely have a lender for it — and for residential home loans, our service is free to you.
Two structures buyers ask us about most.
Land & construction loans
Buying a block and building in or around Southern River? Land & construction is our heart. We handle land settlement, builder contracts and staged progressive drawdowns end-to-end.
- Interest-only during build — you only pay on what's drawn
- Owner-builder or registered builder contracts
- Valuations, progress inspections and builder invoicing managed
SMSF property loans
The most rule-heavy lending in Australia — bare trust, LRBA compliance, sole-purpose test. Only a handful of lenders write these properly. Popular with business owners who want their super working harder.
- Bare trust + corporate trustee set-up guided end-to-end
- LRBA-compliant loan from our SMSF-capable panel
- Coordinated with your accountant and fund administrator
We handle the lending side only. For SMSF strategy and tax advice, consult your accountant or adviser.
Nearby suburbs.
Good to know.
Do you have a mortgage broker for Southern River?
Yes. 365 Home Loans helps buyers in Southern River and across Western Australia. We compare 40+ lenders to find the right loan, and our service is free to you — the lender pays us. You can meet by phone, video or online, and we also speak Nepali and Hindi.
Do you have a Nepali-speaking mortgage broker for Southern River?
Yes — Jwala Aryal speaks Nepali and Hindi, and works with many members of the Nepali community in Southern River. We can explain deposits, grants, borrowing power and the whole loan process in Nepali. See our Nepali home loans page.
Can you help first-home buyers in Southern River?
Absolutely. We guide Southern River first-home buyers through the First Home Owner Grant, stamp-duty concessions, the Home Guarantee Scheme and low-deposit (from 5%) and no-LMI options — and tell you, in dollars, what you’re actually eligible for.
Is the service really free in Southern River?
Yes. For residential home loans the lender pays our commission, so our service is generally free to you. We disclose all commissions in writing, and under our Best Interests Duty we must recommend what’s right for you.
5.0 stars from 115+ reviews.
"Jwala dai guided me with clarity and patience, ensuring I understood every step and option available."
"Jwala made the whole process so smooth. He explained everything clearly, kept us updated, and found the right deal for our needs."
"Outstanding broker. Clear advice, prompt communication, excellent market knowledge. Made securing our loan hassle-free."
Ready to chat about Southern River?
Book a free, obligation-free call, or send a WhatsApp. One conversation is usually all it takes to know where you stand — in English, Nepali or Hindi.