Mortgage Broker for Runcorn, QLD.
Runcorn is an affordable, multicultural suburb in Brisbane's south with a strong Nepali community — established homes and townhouses near transport, schools and Sunnybank.
Runcorn at a glance
City of Brisbane · South Brisbane. Want current median prices for a specific Runcorn address? Ask us for a free CoreLogic / APM report.
What it actually costs here.
Runcorn, in Brisbane’s south, is mostly 1970s and 80s brick houses on good-sized blocks plus a steady supply of townhouses in body corporate complexes. It’s a common step for buyers who want to stay near Sunnybank and Eight Mile Plains without paying their prices.
| Example purchase | Duty (home concession) | Eligible first home buyer | First home grant | 5% Deposit Scheme |
|---|---|---|---|---|
| Townhouse in a body corporate complex, $680,000 | $16,450 | $0 | No (established) | Yes (cap $1,000,000) |
| New townhouse, $720,000 | $18,250 | $0 | $30,000 | Yes (cap $1,000,000) |
| Established 4-bed house, $1,100,000 | $36,600 | $36,600 | No (established) | Over the $1,000,000 cap |
Local lending notes
- Body corporate townhouses: we check levies, the sinking fund and any special levies in the body corporate search. High levies reduce borrowing power because lenders count them as a living cost.
- Queensland first home buyers: an established townhouse under $700,000 attracts $0 transfer duty for an eligible first home buyer, and a brand-new one is $0 at any price, plus the $30,000 grant if it’s under $750,000.
- Visa holders: from 1 August 2026, Queensland home concessions are limited to citizens and permanent residents. Temporary residents now pay general rates plus 8% foreign acquirer duty, so the budget changes sharply.
How duty is worked out: QLD stamp duty guide. Grant rules: QLD First Home Owner Grant. Want real sales data for a specific Runcorn street? Ask us for a free CoreLogic report.
The right loan, in your language.
Runcorn buyers are first-home buyers, investors after yield and families. We compare 40+ lenders, map first-home grants and low-deposit options, and structure investment loans cleanly — in English, Nepali or Hindi.
40+ lenders, one conversation
Instead of one bank's products, we compare 40+ lenders to find the sharper rate and the structure that actually fits your Runcorn purchase.
Free to you
For residential home loans the lender pays our commission — so our advice is generally free. We disclose everything in writing.
English or Nepali
Jwala speaks Nepali and Hindi, and works with many in the community. Deposits, grants, borrowing power and contracts — explained clearly in your language.
Best Interests Duty
As a licensed credit representative we're legally bound to recommend what's right for you — not what pays us most.
Simple, on your schedule.
We help Runcorn buyers Australia-wide. Everything is done by phone, video and secure online upload — so being interstate makes no difference to the service or the lenders we can access.
- 100% online: phone, video and secure document upload — anywhere in Australia
- 40+ lenders: the same panel and rates wherever you are
- In your language: English, Nepali or Hindi
- Open 7 days: 6am–8pm Sydney time
What we help with most.
First home in Runcorn
We map your real deposit, the First Home Owner Grant, stamp-duty concessions and low-deposit (5%) and no-LMI pathways for Runcorn buyers.
Investing around Runcorn
Using equity to buy an investment? We structure the loan with a clean tax-deductible purpose from day one and target lenders that value the area well.
Self-employed in Runcorn
Run your own business? We have alt-doc / low-doc lenders who assess self-employed Runcorn buyers fairly — often with just BAS or an accountant’s letter.
More ways we help Runcorn borrowers.
Whatever your situation, we likely have a lender for it — and for residential home loans, our service is free to you.
Nearby suburbs.
Good to know.
Do you have a mortgage broker for Runcorn?
Yes. 365 Home Loans helps buyers in Runcorn and across Queensland. We compare 40+ lenders to find the right loan, and our service is free to you — the lender pays us. You can meet by phone, video or online, and we also speak Nepali and Hindi.
Do first home buyers pay stamp duty in Runcorn?
Not on a new home, and not on an established home up to $700,000, if they qualify for the Queensland first home concessions. On a $680,000 established townhouse that saves about $16,450 compared with the home concession rate.
Do you have a Nepali-speaking mortgage broker for Runcorn?
Yes — Jwala Aryal speaks Nepali and Hindi, and works with many members of the Nepali community in Runcorn. We can explain deposits, grants, borrowing power and the whole loan process in Nepali. See our Nepali home loans page.
Can you help first-home buyers in Runcorn?
Absolutely. We guide Runcorn first-home buyers through the First Home Owner Grant, stamp-duty concessions, the Australian Government 5% Deposit Scheme (formerly the Home Guarantee Scheme) and low-deposit (from 5%) and no-LMI options — and tell you, in dollars, what you’re actually eligible for.
Is the service really free in Runcorn?
Yes. For residential home loans the lender pays our commission, so our service is generally free to you. We disclose all commissions in writing, and under our Best Interests Duty we must recommend what’s right for you.
5.0 stars from 115+ reviews.
"Jwala dai guided me with clarity and patience, ensuring I understood every step and option available."
"Jwala made the whole process so smooth. He explained everything clearly, kept us updated, and found the right deal for our needs."
"Outstanding broker. Clear advice, prompt communication, excellent market knowledge. Made securing our loan hassle-free."
Ready to chat about Runcorn?
Book a free, obligation-free call, or send a WhatsApp. One conversation is usually all it takes to know where you stand — in English, Nepali or Hindi.