Mortgage Broker for Elizabeth, SA.
Elizabeth is a major, affordable hub in Adelaide's north — established homes near transport and the new Lionsgate precinct, with strong first-home-buyer and investor demand and a growing migrant community.
Elizabeth at a glance
City of Playford · Northern Adelaide. Want current median prices for a specific Elizabeth address? Ask us for a free CoreLogic / APM report.
What it actually costs here.
Elizabeth, in the City of Playford in Adelaide’s north, is one of the city’s most affordable areas: mostly older houses, including many former Housing Trust homes, with large new estates nearby. In South Australia that new-versus-established choice decides whether a first home buyer pays any stamp duty.
| Example purchase | Duty (all buyers) | Eligible first home buyer | First home grant | 5% Deposit Scheme |
|---|---|---|---|---|
| Established 3-bed house, $480,000 | $20,330 | $20,330 | No (established) | Yes (cap $900,000) |
| Renovated house, $560,000 | $24,630 | $24,630 | No (established) | Yes (cap $900,000) |
| New house-and-land nearby, $600,000 | $26,830 | $0 | $15,000 | Yes (cap $900,000) |
Local lending notes
- New beats established for first home buyers: SA gives $0 stamp duty and a $15,000 grant on a new home, but nothing on an established one. On these prices that is a $20,330 to $26,830 difference before the grant.
- Older homes: for houses built from the 1950s to the 70s, a building inspection matters: roofs, wiring and asbestos can affect both the valuation and your budget.
- Investors: lower prices and solid rents bring investors here. SA has no owner-occupier duty discount, so investors pay the same duty as home buyers.
How duty is worked out: SA stamp duty guide. Grant rules: SA First Home Owner Grant. Want real sales data for a specific Elizabeth street? Ask us for a free CoreLogic report.
The right loan, in your language.
Elizabeth is one of Adelaide's most affordable entry points — we help first-home buyers in with grants and low-deposit options, and investors after yield. English & Nepali.
40+ lenders, one conversation
Instead of one bank's products, we compare 40+ lenders to find the sharper rate and the structure that actually fits your Elizabeth purchase.
Free to you
For residential home loans the lender pays our commission — so our advice is generally free. We disclose everything in writing.
English or Nepali
Jwala speaks Nepali and Hindi, and works with many in the community. Deposits, grants, borrowing power and contracts — explained clearly in your language.
Best Interests Duty
As a licensed credit representative we're legally bound to recommend what's right for you — not what pays us most.
Simple, on your schedule.
We help Elizabeth buyers Australia-wide. Everything is done by phone, video and secure online upload — so being interstate makes no difference to the service or the lenders we can access.
- 100% online: phone, video and secure document upload — anywhere in Australia
- 40+ lenders: the same panel and rates wherever you are
- In your language: English, Nepali or Hindi
- Open 7 days: 6am–8pm Sydney time
What we help with most.
First home in Elizabeth
We map your real deposit, the First Home Owner Grant, stamp-duty concessions and low-deposit (5%) and no-LMI pathways for Elizabeth buyers.
Investing around Elizabeth
Using equity to buy an investment? We structure the loan with a clean tax-deductible purpose from day one and target lenders that value the area well.
Self-employed in Elizabeth
Run your own business? We have alt-doc / low-doc lenders who assess self-employed Elizabeth buyers fairly — often with just BAS or an accountant’s letter.
More ways we help Elizabeth borrowers.
Whatever your situation, we likely have a lender for it — and for residential home loans, our service is free to you.
Nearby suburbs.
Good to know.
Do you have a mortgage broker for Elizabeth?
Yes. 365 Home Loans helps buyers in Elizabeth and across South Australia. We compare 40+ lenders to find the right loan, and our service is free to you — the lender pays us. You can meet by phone, video or online, and we also speak Nepali and Hindi.
Do first home buyers pay stamp duty in Elizabeth?
On an established home, yes: about $20,330 on a $480,000 house, because SA first home buyer relief only covers new homes, off-the-plan apartments and vacant land. On a new home it is $0.
Do you have a Nepali-speaking mortgage broker for Elizabeth?
Yes — Jwala Aryal speaks Nepali and Hindi, and works with many members of the Nepali community in Elizabeth. We can explain deposits, grants, borrowing power and the whole loan process in Nepali. See our Nepali home loans page.
Can you help first-home buyers in Elizabeth?
Absolutely. We guide Elizabeth first-home buyers through the First Home Owner Grant, stamp-duty concessions, the Australian Government 5% Deposit Scheme (formerly the Home Guarantee Scheme) and low-deposit (from 5%) and no-LMI options — and tell you, in dollars, what you’re actually eligible for.
Is the service really free in Elizabeth?
Yes. For residential home loans the lender pays our commission, so our service is generally free to you. We disclose all commissions in writing, and under our Best Interests Duty we must recommend what’s right for you.
5.0 stars from 115+ reviews.
"Jwala dai guided me with clarity and patience, ensuring I understood every step and option available."
"Jwala made the whole process so smooth. He explained everything clearly, kept us updated, and found the right deal for our needs."
"Outstanding broker. Clear advice, prompt communication, excellent market knowledge. Made securing our loan hassle-free."
Ready to chat about Elizabeth?
Book a free, obligation-free call, or send a WhatsApp. One conversation is usually all it takes to know where you stand — in English, Nepali or Hindi.