Mortgage Broker for Dandenong, VIC.
Dandenong is South-East Melbourne's most multicultural hub — affordable established homes and units near transport, with strong first-home-buyer and investor demand.
Dandenong at a glance
Greater Dandenong · South-East Melbourne. Want current median prices for a specific Dandenong address? Ask us for a free CoreLogic / APM report.
What it actually costs here.
Dandenong has a mix of apartments and units around its revitalised centre and station, and established houses in the surrounding streets. Many purchases here fall under $550,000, the limit for Victoria’s principal place of residence concession.
| Example purchase | Duty (home to live in) | Eligible first home buyer | First home grant | 5% Deposit Scheme |
|---|---|---|---|---|
| Established 2-bed unit, $450,000 | $18,970 | $0 | No (established) | Yes (cap $950,000) |
| New apartment, off the plan, $520,000 | $23,170 | $0 | $10,000 | Yes (cap $950,000) |
| Established 3-bed house, $720,000 | $38,270 | $30,616 | No (established) | Yes (cap $950,000) |
Local lending notes
- Not a first home buyer? Owner-occupiers buying a home up to $550,000 pay the lower principal place of residence rates: about $18,970 instead of $22,070 on a $450,000 unit.
- Off-the-plan apartments: until 21 April 2027, any buyer of an off-the-plan apartment or townhouse in a strata development can deduct construction costs after signing from the dutiable value.
- Small apartments: some lenders limit borrowing on small or high-density apartments, so check the lender before you sign.
How duty is worked out: VIC stamp duty guide. Grant rules: VIC First Home Owner Grant. Want real sales data for a specific Dandenong street? Ask us for a free CoreLogic report.
The right loan, in your language.
Dandenong buyers are first-home buyers after affordability, investors and self-employed owners. We compare 40+ lenders, have alt-doc options, and explain everything in English, Nepali or Hindi.
40+ lenders, one conversation
Instead of one bank's products, we compare 40+ lenders to find the sharper rate and the structure that actually fits your Dandenong purchase.
Free to you
For residential home loans the lender pays our commission — so our advice is generally free. We disclose everything in writing.
English or Nepali
Jwala speaks Nepali and Hindi, and works with many in the community. Deposits, grants, borrowing power and contracts — explained clearly in your language.
Best Interests Duty
As a licensed credit representative we're legally bound to recommend what's right for you — not what pays us most.
Simple, on your schedule.
We help Dandenong buyers Australia-wide. Everything is done by phone, video and secure online upload — so being interstate makes no difference to the service or the lenders we can access.
- 100% online: phone, video and secure document upload — anywhere in Australia
- 40+ lenders: the same panel and rates wherever you are
- In your language: English, Nepali or Hindi
- Open 7 days: 6am–8pm Sydney time
What we help with most.
First home in Dandenong
We map your real deposit, the First Home Owner Grant, stamp-duty concessions and low-deposit (5%) and no-LMI pathways for Dandenong buyers.
Investing around Dandenong
Using equity to buy an investment? We structure the loan with a clean tax-deductible purpose from day one and target lenders that value the area well.
Self-employed in Dandenong
Run your own business? We have alt-doc / low-doc lenders who assess self-employed Dandenong buyers fairly — often with just BAS or an accountant’s letter.
More ways we help Dandenong borrowers.
Whatever your situation, we likely have a lender for it — and for residential home loans, our service is free to you.
Nearby suburbs.
Good to know.
Do you have a mortgage broker for Dandenong?
Yes. 365 Home Loans helps buyers in Dandenong and across Victoria. We compare 40+ lenders to find the right loan, and our service is free to you — the lender pays us. You can meet by phone, video or online, and we also speak Nepali and Hindi.
How much is stamp duty on a unit in Dandenong?
On a $450,000 unit, about $18,970 for an owner-occupier using the principal place of residence concession, $22,070 for an investor, and $0 for an eligible first home buyer.
Do you have a Nepali-speaking mortgage broker for Dandenong?
Yes — Jwala Aryal speaks Nepali and Hindi, and works with many members of the Nepali community in Dandenong. We can explain deposits, grants, borrowing power and the whole loan process in Nepali. See our Nepali home loans page.
Can you help first-home buyers in Dandenong?
Absolutely. We guide Dandenong first-home buyers through the First Home Owner Grant, stamp-duty concessions, the Australian Government 5% Deposit Scheme (formerly the Home Guarantee Scheme) and low-deposit (from 5%) and no-LMI options — and tell you, in dollars, what you’re actually eligible for.
Is the service really free in Dandenong?
Yes. For residential home loans the lender pays our commission, so our service is generally free to you. We disclose all commissions in writing, and under our Best Interests Duty we must recommend what’s right for you.
5.0 stars from 115+ reviews.
"Jwala dai guided me with clarity and patience, ensuring I understood every step and option available."
"Jwala made the whole process so smooth. He explained everything clearly, kept us updated, and found the right deal for our needs."
"Outstanding broker. Clear advice, prompt communication, excellent market knowledge. Made securing our loan hassle-free."
Ready to chat about Dandenong?
Book a free, obligation-free call, or send a WhatsApp. One conversation is usually all it takes to know where you stand — in English, Nepali or Hindi.