Book a time that works for you.
Pick your meeting type, choose a slot, and we'll confirm via WhatsApp or email, usually within an hour (6am–8pm, 7 days). Call, video, or in person across Sydney — whatever suits.
What kind of chat?
All consultations are free and obligation-free — typically 30–45 minutes, and never rushed.
How would you like to meet?
Pick what's easiest. You can change this later.
Request a preferred appointment time
These are my usual openings, not a live calendar — I’ll confirm your exact time, usually within an hour (6am–8pm). Want instant confirmation? Use the Zoom booking option above.
All times Sydney (AEST/AEDT). Can't see a slot that works? Tap WhatsApp and we'll find one.
Choose a date to see available times.
Your details
So we can confirm your slot & send a calendar invite.
We'll send a calendar invite (Google / Apple / Outlook), usually within an hour (6am–8pm). If that time doesn't work, we'll suggest another one.
Start your fact-find online before we talk.
Middle is the secure platform we use to collect income, expenses and goals. Fill it in on your own time from your phone — then we use our first chat for strategy, not admin. Takes most people 15–20 minutes. Encrypted, no paperwork to post.
What to have handy for our chat.
None of this is required for the first call — but if you've got them ready, we can give you a real borrowing-power estimate on the spot.
Your income
- Most recent 2 payslips (each applicant)
- Employment contract or letter
- If self-employed: last 2 years tax returns + BAS
- Any rental / dividend / bonus income
Your commitments
- List of credit cards and their limits
- Personal / car / HECS loan details
- Monthly living expenses (rough)
- Rent or mortgage you currently pay
Your savings
- Current savings balance
- Last 3 months of bank statements
- Any gifted deposit (parents, family)
- Super balance (if using FHSSS)
Your plan
- Target suburbs or price range
- Timeline — when you want to settle
- First home? Investment? Refinance?
- Any deadlines (auction date, vendor terms, finance clause)
Prefer to just chat right now?
Call or WhatsApp. If we're on another call, we'll usually call you back within an hour.
30 minutes, free, phone or video — evenings and weekends included. Zoom video bookings are confirmed instantly with the meeting link in your calendar invite.
Deposit, grants, borrowing range and lender fit — in plain English (or Nepali/Hindi).
Your realistic numbers and next steps. No obligation, and no credit enquiry from the chat.